Fast Cash Loans

When life happens, we are here for you.

Whether you need extra cash for school supplies, groceries, an emergency car repair or anything in between, a Fast Cash Loan can help. In minutes, you can get money deposited right into your account when you need it most — No traditional credit bureau inquiry required. Responsible repayment of Fast Cash Loans may help build or repair your credit and are a smart alternative to high-interest loans. PFCU currently offers two types of fast cash loans.

PFCU Fast Cash

  • Loans between $500.00 - $2,000.00 ($1,000.00 maximum for first-time Fast Cash borrowers).

  •  Fixed 28% APR*

  • $20 application fee

  • Repayment period up to 12 months

  • Approved loans are funded the same day

  • No traditional credit bureau inquiry required

It’s easy to apply for a Fast Cash Loan! Do it anytime, anywhere, via online or mobile banking.

Not registered for Online Banking? Register Here.

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*APR = Annual Percentage Rate. Must be a Princeton FCU member, and primary account holder in good standing for a minimum of 6 months to qualify. Must be 18 years or older to qualify. If applying for Fast Cash for the first time, the maximum borrowing amount is $1,000.00. The maximum repayment term is 12 months from the day that the loan is funded. A minimum direct deposit or ACH deposit of $250.00 is required. Maximum of one active loan at a time. An application fee of $20 applies. The maximum borrowing amount is up to 30% of total monthly direct deposits received into the account. Total monthly direct deposits are calculated based on qualifying direct deposits and ACH credits received during the preceding 31 calendar days.

PFCU Back To School

  • Loans between $500 and $3,000

  • Fixed 12% APR*

  • $10 Application Fee

  • Repayment period up to 18 months

  • Approved loans are funded the same day

  • No traditional credit bureau inquiry required

  • Available for a limited time only

It’s easy to apply for a Back to School Loan! Do it anytime, anywhere, via online or mobile banking.

Not registered for Online Banking? Register Here.

*APR = Annual Percentage Rate. Must be a Princeton FCU member, and primary account holder in good standing for a minimum of 6 months to qualify. Must be 18 years or older to qualify. Maximum of one active loan at a time. An application fee of $10 applies. The maximum repayment term is 18 months from the day that the loan is funded. A minimum direct deposit or ACH deposit of $250.00 is required. The maximum borrowing amount is up to 50% of total monthly direct deposits received into the account. Total monthly direct deposits are calculated based on qualifying direct deposits and ACH credits received during the preceding 31 calendar days.