About Us
Princeton Federal Credit Union (PFCU) is a mission-driven, full-service financial institution that was chartered in 1972 to primarily serve the greater Mercer County community. As a not-for-profit organization, our structure allows us to pass savings to our members with low-rate loans and cards, low-fee accounts, and high-yield savings certificates. PFCU offers 50+ years of heritage and fiscal strength in providing top-quality service to over 8,000 members, and joining us is fast and easy.
Visit PFCU’s Princeton branch office for a warm and friendly welcome at 774 Alexander Road, and follow us on LinkedIn for our latest news and insights, as well as information about our current team.
The Credit Union Difference
At Princeton Federal Credit Union, our members come first because our members are our owners. Unlike traditional banks that answer to stockholders, PFCU is a not-for-profit financial cooperative focused on returning value to the people we serve. That means fewer fees, competitive loan rates, stronger returns on deposit accounts, and personalized local service designed around the needs of our community. Every dollar deposited helps support loans and financial opportunities for fellow members, strengthening the communities where we live and work. It's a simple difference with a meaningful impact: better rates, fewer fees, and more value for our members.
Core Values
The core values of Princeton FCU reflect those attributes we value most in our members, employees, business partners and in all our interactions. The core values do not change, but rather are consistent attributes that drive our daily activities.
Great People
We hire great people and expect a lot from them.
We run it like we own it.
We always demonstrate a positive 'can do' attitude.
We pursue excellence by always striving to be better.
Integrity
We build trusting, honest relationships through communication.
We honor the commitments we make.
We treat people with fairness and respect.
Service Mindset
We put our members first – period.
We make helping other people our priority.
We create member value while embracing and driving change.
Teamwork
We provide each other with the best internal customer service.
We cultivate a positive team and family spirit.
We celebrate our successes and each other's accomplishments - professionally and personally.
With these core values we are able to offer you, our members, the best experience and provide access to the products and services you need. We achieve this by doing our best to understand your situation and offering solutions that fit your needs.
History and Mission
Our History
Princeton Federal Credit Union was originally chartered in 1972 by the faculty and staff of Princeton University. We are financially sound and continue to grow and serve over 8700 members from over 95 Select Employer/School Groups and all members of the Financial Fitness Association.
The credit union concept originated in Germany during the mid-1800s. A group of farmers tired of high prices and outrageous interest rates combined their money to buy supplies and establish a common pool to borrow from at lower interest rates. Although credit unions have changed over the years to meet the demands of our members, a long-standing philosophy of "People Helping People" has remained the same.
Our Mission
Princeton Federal Credit Union is dedicated to providing quality service, financial solutions, and value while building trusted relationships with our members for a lifetime.