Make the season merry, not stressful.
Enjoy the moments that matter most this holiday season. If unexpected expenses come up, a Holiday Loan can give you a little extra breathing room.
Borrow $500 to $2,000
Fixed rate of 8% APR*
Fixed monthly payment
12-month term
Need it fast? Try a Fast Cash Holiday Loan.
You may qualify for same-day approval and funding if you:
✔ Have been a Princeton FCU member for at least 6 months
✔ Have direct deposit set up with your PFCU account
✔ Use PFCU Online Banking
What is a Fast Cash Holiday Loan?
It's one of PFCU's Fast Cash loan options. You apply for it right in PFCU Online Banking.
New to Princeton FCU? You can still apply.
If you're a newer member, or not a member yet, you're still welcome to apply for a Holiday Loan. Princeton FCU membership is required for any of our loans or deposit options, and becoming a member is easy!
We can help you open your membership and start your application at the same time.
Two easy ways to apply for a holiday loan:
Call PFCU Lending at 800-456-5038, Option 3
Apply online using the button below
*APR = Annual Percentage Rate. Must be a Princeton FCU member, and primary account holder in good standing for a minimum of 6 months to qualify. Must be 18 years or older to qualify. Maximum of one active fast cash loan at a time. The maximum repayment term is 12 months from the day that the loan is funded. A minimum direct deposit or ACH deposit of $250.00 is required. The minimum borrowing amount is $500.00. The maximum borrowing amount is up to 50% of total monthly direct deposits received into the account, not to exceed $2,000.00. Total monthly direct deposits are calculated based on qualifying direct deposits and ACH credits received during the preceding 61 calendar days. PFCU Fast Cash Holiday Loan available November 1, 2026- February 28, 2027.