PFCU VISA® Platinum Rewards Credit Card
Introductory Special: 2.99% APR* for the First 6 Billing Cycles for Balance Transfers on NEW cards, followed by a 9.99%-18.00% variable APR* subject to creditworthiness.
After the intro special, as low as % APR*
Rid yourself of high rates and fees by transferring your balances to a PFCU VISA® Platinum Rewards Card
NO balance transfer fee, NO annual fee, NO cash advance fee
1% international transaction fee
24/7 access via PFCU Online Banking & Mobile App
24/7 access via Card Member Services @ (866) 609-0664
Up to $20,000 credit limit
Earn reward points to redeem for cash back, travel, and merchandise!
Following activation, reward yourself by registering for Rewards at CUREWARDS.COM
Learn more in the VISA® Credit Card Agreement and Application and Solicitation Disclosure before you apply.
PFCU Membership is required. Apply for PFCU membership and we’ll help you apply for the card 1:1.
VISA® Platinum Rewards Credit Card Terms and Conditions
*APR = Annual Percentage Rate. Credit approval depends on applicant creditworthiness and other qualifications. For new cards with balance transfers, following the 2.99% Introductory APR, rate thereafter depends on creditworthiness. Must be a PFCU Member in good standing.
Balance Transfer Option
If you’re a current PFCU VISA® Platinum Rewards cardholder and you’d like to make a balance transfer, please complete this Balance Transfer Request Form, and return it to us in any of the following ways:
In Person
Print the Balance Transfer Request Form
Fill it out
Bring it to our branch at 774 Alexander Road, Princeton, NJ during business hours
Online
Download the Balance Transfer Request Form
Fill it out
Attach it in a secure message through PFCU Online Banking
By Phone
Call 800-456-5038, Option 3
A PFCU Team Member will help you complete the form via secure email
By Fax
To PFCU Lending 609-945-6299
Call us at (800)-456-5038 Option 3 if you have any questions.
Secured VISA® Credit Card
Are you looking to establish your credit history or to improve it due to problems in the past? We see this often, and we can help. PFCU offers a Secured VISA® Credit Card. We will help you set up a secured savings account and then “pledge” it to the credit limit (Minimum $500) on a new secured credit card. Using that card could help improve your credit score.
If this sounds a little confusing, don’t worry! Call us at (609) 945-6200 Option 3 and ask to speak about a secured credit card. A friendly member of our team will explain it all and answer any questions you have.
Read more in the VISA® Credit Card Agreement and Application and Solicitation Disclosure before you apply.