PFCU VISA® Platinum Rewards Credit Card

Introductory Special: 2.99% APR* for the First 6 Billing Cycles for Balance Transfers on NEW cards, followed by a 9.99%-18.00% variable APR* subject to creditworthiness.

After the intro special, as low as % APR*

Rid yourself of high rates and fees by transferring your balances to a PFCU VISA® Platinum Rewards Card

  • NO balance transfer fee, NO annual fee, NO cash advance fee

  • 1% international transaction fee

  • 24/7 access via PFCU Online Banking & Mobile App

  • 24/7 access via Card Member Services @ (866) 609-0664

  • Up to $20,000 credit limit

  • Earn reward points to redeem for cash back, travel, and merchandise!

  • Following activation, reward yourself by registering for Rewards at CUREWARDS.COM

Learn more in the VISA® Credit Card Agreement and Application and Solicitation Disclosure before you apply.

PFCU Membership is required. Apply for PFCU membership and we’ll help you apply for the card 1:1.

VISA® Platinum Rewards Credit Card Terms and Conditions

*APR = Annual Percentage Rate. Credit approval depends on applicant creditworthiness and other qualifications. For new cards with balance transfers, following the 2.99% Introductory APR, rate thereafter depends on creditworthiness. Must be a PFCU Member in good standing.

Balance Transfer Option

If you’re a current PFCU VISA® Platinum Rewards cardholder and you’d like to make a balance transfer, it’s easy:

  1. Print, complete, and sign a VISA® Credit Card Balance Transfer Request.

  2. Email the completed form to PFCU’s Loan Department at lending@princetonfcu.org, or stop by our friendly branch and drop it off.

  3. We’ll contact you to complete the transaction.

Call us at (609) 945-6200 Option 3 if you have any questions.

Secured VISA® Credit Card

Are you looking to establish your credit history or to improve it due to problems in the past?  We see this often, and we can help. PFCU offers a Secured VISA® Credit Card. We will help you set up a secured savings account and then “pledge” it to the credit limit (Minimum $500) on a new secured credit card. Using that card could help improve your credit score.

If this sounds a little confusing, don’t worry! Call us at (609) 945-6200 Option 3 and ask to speak about a secured credit card.  A friendly member of our team will explain it all and answer any questions you have.

Read more in the VISA® Credit Card Agreement and Application and Solicitation Disclosure before you apply.