Elevate Your Financial Future with a Free Soft Credit Check
Princeton Federal Credit Union is proud to offer a complimentary service designed to empower our members and future members: a Free Soft Credit Check that helps you take control of your financial wellness—without doing any harm to your current credit score.
What Is a Soft Credit Check?
A soft credit check is a secure, no-risk way to review your credit profile. Unlike a hard inquiry, it won’t affect your credit score. It’s a simple, confidential review that gives you insight into your financial standing and opens the door to smarter decisions.
Why It Matters
Your credit score influences everything from loan approvals to interest rates. A higher score can mean lower monthly payments and better financial opportunities. Our certified financial counselors will:
Analyze your credit report
Identify areas for improvement
Offer personalized strategies to boost your score
Help you discover refinancing options that could save you hundreds—even thousands—over time
What You’ll Gain
💰 Savings Opportunities: Learn how to reduce interest rates and monthly payments
🔍 Credit Insights: Understand the key factors that shape your score
🛠️ Actionable Advice: Get expert tips from a local, friendly human who never judges, tailored to your financial goals
🧠 Peace of Mind: Know where you stand and how to move forward confidently
How to Get Started
Getting started is easy. Simply request your free credit check here. One of our friendly certified financial counselors will follow up to go over your credit report at a time that is convenient for you.