Last Updated
Savings Account Rate & Terms
| Minimum Balance To Open | Minimum Balance to Obtain APY** | Dividend Rate | APY** |
|---|---|---|---|
| $0.00 | $0.00 | % | % |
Payable On Death Account Rate & Terms
| Minimum Balance To Open | Minimum Balance to Obtain APY** | Dividend Rate | APY** |
|---|---|---|---|
| $5.00 | $5.00 | % | % |
IRA Savings account Rates & Terms
| Minimum Balance To Open | Minimum Balance to Obtain APY** | Dividend Rate | APY** |
|---|---|---|---|
| $0.00 | $0.00 | % | % |
Rates are subject to change without notice and are effective as of today's date listed at the top of this page. Please note – fees could reduce the earnings on your account(s). Early withdrawal of funds from IRAs may be subject to IRS penalties.
Checking Account Rate & Terms
| Minimum Balance to Open & Maintain APY** | Dividend Rate | APY** |
|---|---|---|
| $0.00 | % | % |
Money Market Account Rates & Terms
*APY = Annual Percentage Yield. Rates are subject to change at any time without notice.
| Minimum Balance To Open | Minimum Balance to Obtain APY** | Dividend Rate | APY** |
|---|---|---|---|
| $2,500.00 | $0 - $2,499.99 | % | % |
| $2,500.00 | $2,500 - $9,999.99 | % | % |
| $2,500.00 | $10,000.00 | % | % |
Money Market Plus Rates & Terms
**APY = Annual Percentage Rate. Terms and Conditions are subject to change. Rates effective are subject to change at any time without notice.
| Minimum Balance To Open | Minimum Balance to Obtain APY** | Dividend Rate | APY** |
|---|---|---|---|
| $7,500.00 | $0 - $7,499.99 | % | % |
| $0 | $7,500 & up | % | % |
Share Certificate Rates & Terms
| Term | Minimum Balance To Open and Obtain APY** | Dividend Rate | APY** |
|---|---|---|---|
| 3 Months | $1,000.00 | % | % |
| 4 Months SPECIAL | $1,000.00 | % | % |
| 6 Months | $1,000.00 | % | % |
| 9 Months | $1,000.00 | % | % |
| 12 Months | $1,000.00 | % | % |
| 13 Months SPECIAL | $1,000.00 | % | % |
| 18 Months | $1,000.00 | % | % |
| 24 Months | $1,000.00 | % | % |
| 36 Months | $1,000.00 | % | % |
| 48 Months | $1,000.00 | % | % |
| 60 Months | $1,000.00 | % | % |
Share Certificates Terms and Conditions
**APY = Annual Percentage Yield. Minimum opening deposit of $1,000 required to open and maintain APY. PFCU membership required. Interest is compounded daily and posted monthly. Early withdrawal penalty is the lesser of 90 days dividends or dividends year-to-date. Fees may reduce earnings. Rates and terms are subject to change without prior notice. Other deposit products, rates, and services are also available. Princeton FCU is not responsible for any errors or misrepresentations. Insured by NCUA. Equal Housing Lender.
JUMBO Share Certificate Rates & Terms
| Term | Minimum Balance To Open and Obtain APY** | Dividend Rate | APY** |
|---|---|---|---|
| 4 Months JUMBO | $100,000.00 | % | % |
| 4 Months JUMBO + | $100,000.00 ($50,000.00 NEW MONEY Required) | % | % |
JUMBO and JUMBO+ Share Certificate Terms and Conditions
**APY = Annual Percentage Yield. Minimum opening deposit of $100,000 required to open and maintain APY. New money totaling a minimum of $50,000.00 required to receive dividend rate for JUMBO+ 4-Month Certificate. PFCU membership required. Interest is compounded daily and posted monthly. Early withdrawal penalty is the lesser of 90 days dividends or dividends year-to-date. Fees may reduce earnings. Rates and terms are subject to change without prior notice. Other deposit products, rates, and services are also available. Princeton FCU is not responsible for any errors or misrepresentations. Insured by NCUA. Equal Housing Lender.
Youth, Teen, Young Adult share Certificates Rates & Terms
Youth (12 & Under), Teen (13-17), Young Adult (18-24)
| Term | Minimum Balance To Open | Minimum Balance To Obtain APY** | Dividend Rate | APY** |
|---|---|---|---|---|
| 3 Months | $100.00 | $100.00 | % | % |
| 4 Months SPECIAL | $1,000.00 | $1,000.00 | % | % |
| 6 Months | $100.00 | $100.00 | % | % |
| 9 Months | $100.00 | $100.00 | % | % |
| 12 Months | $100.00 | $100.00 | % | % |
| 13 Months SPECIAL | $1,000.00 | $1,000.00 | % | % |
| 18 Months | $100.00 | $100.00 | % | % |
| 24 Months | $100.00 | $100.00 | % | % |
| 36 Months | $100.00 | $100.00 | % | % |
| 48 Months | $100.00 | $100.00 | % | % |
| 60 Months | $100.00 | $100.00 | % | % |
Add-ons permitted during the term of certificate (min. $100)
Rates subject to change at any time without notice
Must be a PFCU member in good standing
The penalty for early withdrawal is the lesser of 90 days dividends or dividends year-to-date
JUMBO Youth Certificates
| Term | Minimum Balance To Open and Obtain APY** | Dividend Rate | APY** |
|---|---|---|---|
| 4 Months JUMBO Youth | $100,000.00 | % | % |
| 4 Months Youth JUMBO + Youth | $100,000.00 ($50,000.00 NEW MONEY Required) | % | % |
JUMBO Youth Share Certificate and JUMBO+ Youth Share Certificate Terms and Conditions
**APY = Annual Percentage Yield. Minimum opening deposit of $100,000 required to open and maintain APY. New money totaling a minimum of $50,000.00 required to receive dividend rate for JUMBO+ 4-Month Certificate. PFCU membership required. Interest is compounded daily and posted monthly. Early withdrawal penalty is the lesser of 90 days dividends or dividends year-to-date. Fees may reduce earnings. Rates and terms are subject to change without prior notice. Other deposit products, rates, and services are also available. Princeton FCU is not responsible for any errors or misrepresentations. Insured by NCUA. Equal Housing Lender.
IRA share Certificate Rates & Terms
| Term | Minimum Balance To Open | Minimum Balance To Obtain APY** | Dividend Rate | APY** |
|---|---|---|---|---|
| 3 Months | $1,000.00 | $1,000.00 | % | % |
| 4 Months SPECIAL | $1,000.00 | $1,000.00 | % | % |
| 6 Months | $1,000.00 | $1,000.00 | % | % |
| 9 Months | $1,000.00 | $1,000.00 | % | % |
| 12 Months | $1,000.00 | $1,000.00 | % | % |
| 13 Months SPECIAL | $1,000.00 | $1,000.00 | % | % |
| 18 Months | $1,000.00 | $1,000.00 | % | % |
| 24 Months | $1,000.00 | $1,000.00 | % | % |
| 36 Months | $1,000.00 | $1,000.00 | % | % |
| 48 Months | $1,000.00 | $1,000.00 | % | % |
| 60 Months | $1,000.00 | $1,000.00 | % | % |
IRA Share Certificates Terms and Conditions
**APY = Annual Percentage Yield. Minimum opening deposit of $1,000 required to open and maintain APY. PFCU membership required. Interest is compounded daily and posted monthly. Early withdrawal penalty is the lesser of 90 days dividends or dividends year-to-date. Fees may reduce earnings. Rates and terms are subject to change without prior notice. Other deposit products, rates, and services are also available. Princeton FCU is not responsible for any errors or misrepresentations. Insured by NCUA. Equal Housing Lender.