When you live and work in Princeton, you expect more from your financial partners. While big-box banks often treat you like a number, Princeton Federal Credit Union (PFCU) is a member-owned institution dedicated to your financial wellness.
If you are looking for a credit union credit card that combines the power of a global network with the personal touch of a local team, the PFCU Visa® Platinum Rewards Card is designed for you. Whether you are grabbing a coffee on Nassau Street or traveling abroad, our card provides the flexibility and security you need.
Save More With an Introductory Balance Transfer Rate
High-interest debt on other cards can feel like an anchor weighing heavily on your budget. One of the smartest ways to take control of your finances is through a balance transfer.
For a limited time, new cardholders can take advantage of a 2.99% APR* introductory special for the first six billing cycles* on balance transfers. After this period, your rate will transition to a 9.99% - 18.00% variable APR* subject to creditworthiness. By moving your existing balances from high-interest retail or bank cards to your new PFCU card, you can save significantly on interest charges and pay down your debt faster.
A Credit Card Designed With Your Budget in Mind
We believe in transparency, not hidden costs. Many financial institutions hide fees in the fine print, but at PFCU, we aim to keep more money in your pocket. The PFCU Visa® Platinum Rewards Card is a standout choice in the Princeton area because of what we don’t charge you:
NO Annual Fee: Keep your card year after year without an annual fee.
NO Balance Transfer Fee: Move your debt to us at no additional cost.
NO Cash Advance Fee: Access your cash when you need it without extra charges.
Note: A 1% international transaction fee applies to purchases made outside of the United States.
Earn Points on Every Purchase
Why just spend when you can earn? With our Visa® Platinum Rewards, every dollar you spend brings you closer to something special. Whether you are paying for groceries or booking a vacation, you earn reward points that can be redeemed for:
Cash Back: Direct savings into your account.
Travel: Flights, hotels, and car rentals.
Merchandise: Top-tier products from brands you love.
With credit limits available up to $20,000, you have the purchasing power you need for life’s bigger moments, all while earning rewards on every transaction.
Manage Your Account 24/7, Anywhere
In today’s fast-paced world, you need access to your account on your schedule. Whether you are at home in Princeton or traveling the globe, PFCU keeps you connected:
Digital Access: Use PFCU Online Banking or Mobile App to check balances, pay your bill, and log into CUrewards to track your rewards.
Human Support: If you ever need assistance, our Card Member Services team is available 24/7 at (866) 657 0633 to help with your account needs.
The Credit Union Difference in Princeton, NJ
Why choose a credit union over a bank? Because you aren't just a customer—you're a member. At Princeton Federal Credit Union, we are a not-for-profit cooperative. This means our "profits" go back to you in the form of lower interest rates and better service. Joining our community is simple, and the benefits of our Visa® Platinum Rewards Card are just the beginning of what we can offer for your financial future.