At Princeton Federal Credit Union, financial access starts with inclusion. If you have an Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number (SSN), you can still become a member and enjoy the same trusted services available to our Princeton, NJ community. We’re proud to help every member, no matter where their journey begins, take steps toward financial stability and growth.


Why Princeton FCU Accepts ITIN Members

An ITIN allows individuals who aren’t eligible for a Social Security Number to file taxes and manage their finances in the U.S. Princeton FCU welcomes members who use an ITIN because we believe financial tools should be accessible to everyone in our community.

Whether you live, work, study, or worship in Princeton, NJ, or the surrounding areas, you can open an account, save, and borrow with confidence. Our focus is on helping you build credit, reach your financial goals, and feel supported every step of the way.

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Services You Can Access with an ITIN

Once you become a Princeton FCU member using your ITIN, you can take advantage of a full range of products and services, including:

Every account or loan is designed to fit your needs with the same quality service and support our members have trusted for years.


How to Become a Member with an ITIN

Joining Princeton FCU with an ITIN is simple. Here’s how it works:

  1. Review membership eligibility: You may qualify if you live, work, study, or worship in New Jersey or Pennsylvania.

  2. Gather identification: Bring your ITIN and two additional forms of valid ID as listed in the membership validation section of our website.

  3. Open your account: Start with a Savings Account to establish membership, then explore additional services.

  4. Access your accounts anytime: Enjoy convenient digital tools and friendly in-person support.

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Why Choose Princeton FCU

As a local credit union, we believe in people helping people. Our commitment to accepting ITINs reflects that belief, empowering members to save, borrow, and plan for the future without barriers.

When you join Princeton FCU, you’ll experience:

  • Personalized service from a local, friendly team that cares and never judges.

  • A full suite of accounts and loans to meet your financial needs.

  • Fair, transparent options designed to help you thrive.

  • Access to secure online and mobile tools for managing your money.

We’re proud to serve members throughout Princeton and nearby New Jersey communities with financial solutions that work for real people.


Get Started Today

Your ITIN opens the door to membership at Princeton Federal Credit Union. Take the first step toward better financial opportunities and a community that supports you every step of the way.

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