Most credit cards come with a long list of costs: annual fees, balance transfer fees, cash advance fees. Princeton Federal Credit Union's VISA® Rewards Credit Card takes a different approach. As a not-for-profit cooperative serving the Princeton, NJ community since 1972, PFCU designs financial products that put members first, and that starts with eliminating the fees that big banks use to pad their profits.
Whether you are an existing PFCU member or someone new to the credit union, here is what makes our VISA® credit card different.
No Annual Fee. No Balance Transfer Fee. No Cash Advance Fee.
Princeton FCU's VISA® Rewards Credit Card carries none of the standard fees that national bank credit cards impose on cardholders. Here is what you are NOT paying:
No annual fee. Keep your card year after year without an automatic charge for the privilege of having it.
No balance transfer fee. If you are carrying high-rate balances on other cards, you can transfer them to your PFCU VISA® without paying a transfer fee. Princeton FCU also offers introductory balance transfer rates for new cardholders.
No cash advance fee. Access cash when you need it without an upfront fee attached.
The result: a credit card designed to work for you, not extract from you.
Earn Rewards on Every Purchase with Your Princeton FCU Credit Card
Every qualifying purchase you make with your PFCU VISA® Rewards Credit Card earns reward points. Redeem points for cash back, travel, or merchandise. Register your card after activation to start accumulating your points.
No rotating categories. No spending caps to track. Just straightforward rewards on the everyday purchases you are already making: groceries, gas, dining, and more.
Who Can Get a VISA Credit Card Through Princeton FCU in Princeton, NJ?
Princeton Federal Credit Union membership is required to apply for the VISA® Rewards Credit Card. Membership at PFCU is open to virtually anyone in the Princeton area through the Financial Fitness Association ($5 membership fee), including students and employees of Princeton University, employees of our 90+ Select Employer Groups, and any resident or worker in the greater Mercer County area.
Importantly, Princeton FCU accepts ITIN (Individual Taxpayer Identification Number) for membership and loan applications, including credit cards. If you do not have a Social Security Number, an ITIN may be used to join and access our financial products.
Get Your VISA Rewards Credit Card in Princeton, NJ from Princeton FCU
Princeton Federal Credit Union has been serving the Princeton, NJ community since 1972. Our VISA® Rewards Credit Card is one more way we put our mission, People Helping People, into practice: no annual fee, no balance transfer fee, competitive rates, and genuine rewards that put money back in your pocket.