PFCU VISA® Platinum Rewards Credit Card
Rewards for everyday spending. Value for everyday life.
A credit card should make life easier, not more expensive. That's why the PFCU VISA® Platinum Rewards Credit Card combines everyday rewards with valuable savings opportunities, including no annual fee and no balance transfer fee.
Whether you're making everyday purchases, transferring higher-rate balances, or looking for a card that delivers more value, the PFCU VISA® Platinum Rewards Card is designed with your financial well-being in mind.
As a member-owned, not-for-profit credit union, we're committed to helping members keep more of their hard-earned money through competitive rates, rewarding benefits, and fewer fees.
Designed to Deliver More Value
Many credit cards come with fees that can add to the cost of borrowing. The PFCU VISA® Platinum Rewards Card takes a different approach, offering valuable benefits without many of the fees commonly charged by other issuers.
Key Benefits & Conditions
Introductory 2.99% APR* on balance transfers for the first six billing cycles on new cards
Variable APR of 9.99%–17.90% thereafter, based on creditworthiness
No annual fee
No balance transfer fee
No cash advance fee
Competitive rates
Credit limits up to $20,000
Rewards on qualifying purchases
Access through PFCU Online Banking and Mobile Banking
24/7 card support
1% foreign transaction fee for international purchases
Earn Rewards on Purchases You're Already Making
Your everyday spending can help you earn valuable reward points. Whether you're buying groceries, fueling up, dining out, or covering household expenses, you'll earn rewards along the way. Points can be redeemed for cash back, travel, merchandise, and more, giving you flexibility to choose rewards that fit your lifestyle.
Understanding Balance Transfers
A balance transfer allows you to move existing credit card balances from another card to a new card, often to take advantage of a lower interest rate. For members carrying balances on higher-rate credit cards, this can be an opportunity to reduce interest expenses and simplify monthly payments.
That's why the PFCU VISA® Platinum Rewards Credit Card offers an introductory 2.99% APR* on balance transfers for the first six billing cycles on new cards, along with no balance transfer fee. After the introductory period, the rate converts to a variable APR ranging from 9.90% to 17.90%, based on creditworthiness.
Every financial situation is different, and our team is available to help you determine whether a balance transfer aligns with your goals.
To set up a balance transfer, contact Princeton FCU at 800-456-5038, Option 3 or send us a secure message in Princeton FCU online banking.
Convenient Access and Support
Managing your card should be simple. Cardholders can access account information through PFCU Online Banking and Mobile Banking, making it easy to review transactions, make payments, and monitor balances.
Need assistance? Dedicated card support is available 24 hours a day, 7 days a week.
24/7 Card Support: 866-657-0633
Calling from outside the U.S.? 727-299-2449
Whether you're reporting a lost card, have questions about card activity, or need assistance while traveling, help is available whenever you need it. Please note that a 1% foreign transaction fee applies to international purchases.
Ready to Apply?
Experience the benefits of rewards, competitive rates, and fewer fees with the PFCU VISA® Platinum Rewards Credit Card.
Apply today and start earning rewards on the purchases you're already making.
Terms and Conditions
*APR = Annual Percentage Rate. Credit approval depends on applicant creditworthiness and other qualifications. PFCU membership in good standing required. Rates effective as of October 1, 2026 and are subject to change at any time without prior notice. Visit princetonfcu.org or contact PFCU for full terms and conditions including the application and solicitation disclosure.