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Checking Account

STOP paying high-rising bank fees! Isn't it time to make the switch? A no fee checking account at Princeton Federal Credit Union is your money saving alternative! If you are not happy with your bank, consider moving your checking account to the Credit Union.

  • NO minimum balance requirement
  • NO monthly service fees
  • No per transaction fee
  • Free unlimited use of VISA debit card
  • Unlimited use of over 30,000 surcharge-Free ATMs nationwide via CO-OP Network
  • Free shared branch access nationwide via Credit Union Service Centers
  • Mobile Banking with Apps
  • Free Bill Payer via Internet Banking
  • Overdraft Transfer Service

Industry experts are saying that you may find fee hikes and tougher account requirements at a bank. Banks are trying to make up billions of dollars in lost revenue perhaps due to their own inefficiencies and/or our nation’s economic downturn. Analysts say that big banks have higher costs, so they charge more! You may want to read, Six Ways Credit Unions are Better than Banks!

Check out our Dividend Rates.

Switch to our No Fee Checking Account Today!

Current Credit Union Member: If you would like to open a checking account and already have a current savings account at the Credit Union, print, complete and sign the Additional Services Application Card.

New Credit Union Member: Not yet a member? If you would like to open a checking account and are not yet a credit union member, you must also open a savings account ($5 minimum balance); this is what makes you a member of the Credit Union. Print, complete and sign the Membership and Services Application Card in order to open a savings account AND a money market account. You can establish membership and open a money market account at the same time.


Bring the completed application card along with Identification (ID) and your first deposit to a branch location. You may also mail the application card along with copies of your ID to:

Princeton Federal Credit Union
774 Alexander Road
Princeton, NJ 08540
Attn: Member Services

Identification Requirements:You will be required to provide us with two (2) valid forms of Identification (ID). At least one (1) form of ID must come from the Primary ID list.

Primary ID may be a valid: Drivers License, Passport, Government Issued Document or ID Card or Military ID.

Secondary ID may be: Employee ID Card, Social Security Card, Bank Statement, Consumer Credit Report, Financial Statement or Reference from other financial institution. Please note this requirement is in accordance with the USA Patriot Act and applies to each person being listed on an account.

Phone #: 609.945.6200  |  Routing #: 231278229  |  Connect with Us: Facebook

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