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Mortgage Loan Rates

Loan Rates

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Home Equity Loan

  • Last Updated: June 15, 2017
  • $199 application fee
  • **add .25% APR if payment is not auto deducted from checking account with direct deposit or payroll deduction.

Home Equity Line of Credit

  • Effective: March 20, 2017
  • Low Introductory APR for the first 12 months. Read more...
  • $199 application fee
  • 5 year draw period/15 year repayment period
  • This a variable interest rate loan. The APR can change on the 1st day of each month. The APR is based on the value of an Index plus or minus a margin.
  • Prime rate effective 5/1/17 is 4.00%
  • Minimum Rate 4%/Maximum Rate 18%
  • The Index is the Prime Rate published in the Money Rates section of The Wall Street Journal.
  • Important Terms of Home Equity Line of Credit

New Automobile Loan

Applicable to New Motorcycles and Recreational Vehicles

  • Last Updated: January 1, 2016
  • borrow up to 115% of NADA retail value of auto (to include taxes, tags and/or warranty purchased).
  • **add .25% APR if payment is not auto deducted from checking account with direct deposit or payroll deduction.

Used Automobile Loan

Applicable to Used Motorcycles and Recreational Vehicles

  • Last Updated: January 1, 2016
  • borrow up to 115% of NADA retail value of auto (to include taxes, tags and/or warranty purchased).
  • **add .25% APR if payment is not auto deducted from checking account with direct deposit or payroll deduction.

Personal/Unsecured Loan

  • Last Updated: August 3, 2016
  • **add .25% APR if payment is not auto deducted from checking account with direct deposit or payroll deduction

Personal/Unsecured Line of Credit

  • Last Updated: August 3, 2016

 

Pledged Savings Loan

  • Effective: March 20, 2017

 

Pledged Certificate Loan

  • Effective: March 20, 2017
  • loan term must be equal to or less than the term remaining on the certificate

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*APR means Annual Percentage Rate. All loans are subject to credit approval. Rate, term, LTV (loan-to-value) of collateral and/or amount requested to borrow are all subject to applicant credit worthiness and income requirements. Other conditions may apply. There are no pre-paid finance charges.
Rates are subject to change without notice. 

 

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