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Automobile Loans

Auto Refinance Promotion (click HERE to apply)

Now through February 28th, 2020 REFINANCE your non-PFCU auto loan with us and you may be able to:

  • Reduce your interest rate by up to 2.00%*
  • Save more than $1,100 over the life of your loan**
  • Earn a chance to win a $250 gas gift card

Click HERE to get started!


Automobile Purchase

Are you looking to purchase a new or used vehicle? We offer a competitive interest rate and flexible repayment terms.

Your automobile loan may include:

  • Fixed interest rate as low as 3.99% APR*
  • No payment for up to 60 days1
  • No penalty for early payoff
  • Automatic loan payment option via direct deposit or payroll deduction

Check out our loan rates!


We offer financing as follows:

  • 2010 model year or newer
  • Up to 140% of the vehicle cost (including taxes, tags and/or extended warranty purchased)
  • Up to an 84-month term

Refinance Your Auto Loan from Another Financial Institution with Us

Taking the dealer's rate may have been the easy choice when you purchased your vehicle. The Credit Union may be able to help by providing you with a better interest rate or a more affordable monthly payment which could save you hundreds of dollars over the life of your loan!  Click HERE to get started on-line!

Get Pre-Approved Today

Give yourself that cash-in-hand negotiating advantage at the car dealership. Loan applications may be submitted for a loan pre-approval before you make a vehicle selection.

  • Click HERE to get started on-line
  • To download and print a paper loan application, go to Forms & Applications
  • Stop by a branch location to apply
  • Apply by phone by dialing 609.945.6200

*APR=Annual Percentage Rate. Loan decision, APR, terms of loan, year, make, model and loan to value of vehicle and/or amount borrowed are all subject to applicant credit worthiness. Must be a PFCU member in good standing and meet all lending requirements. Minimum loan amount of %5,000 with a floor rate of 3.99% APR.  Existing loans at PFCU are not eligible.  **Savings of $1,148.48 is based on a $20,000 loan for 60 months at 8.99% APR refinanced with PFCU at $20,000 for 60 months at 6.99% APR.  APR, terms and/or loan to value of vehicle vary based on model year of vehicle and creditworthiness.  ***No purchase necessary to enter.  Need not be present to win.  Random drawing will be held on Friday, March 20, 2020.  Loan example: Price per $1,000 borrowed at 3.99% the cost is $18.41 for a 60-month term. 1Interest accrues from the date the loan is funded.

Phone #: 609.945.6200  |  Routing #: 231278229  |  Connect with Us: Facebook

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