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Automobile Loans (click HERE to get started immediately)

New or used, purchase or refinance, if you are interested in lowering your existing auto loan payment, our competitive terms and rates can help.


Auto Loan Refinance

Did you know you are able to refinance an auto loan?   Let us help identify monthly payment savings on your existing (non-PFCU) auto loan.  Click HERE to get started.

Auto Purchase Loans

Have your heart set on a new set of wheels?  New or used, we can help you get behind the wheel of that perfect vehicle.  Click HERE to apply.


Additional Details
Your automobile loan may include:

  • Fixed interest rate as low as 3.49% APR*
  • No payment for up to 60 days1
  • No penalty for early payoff
  • Automatic loan payment option via direct deposit or payroll deduction

Check out our loan rates!


We offer financing as follows:

  • 2010 model year or newer
  • Up to 140% of the vehicle cost (including taxes, tags and/or extended warranty purchased)
  • Up to an 84-month term

Refinance Your Auto Loan from Another Financial Institution with Us

Taking the dealer's rate may have been the easy choice when you purchased your vehicle. The Credit Union may be able to help by providing you with a better interest rate or a more affordable monthly payment which could save you hundreds of dollars over the life of your loan!  Click HERE to get started on-line!

Get Pre-Approved Today

Give yourself that cash-in-hand negotiating advantage at the car dealership. Loan applications may be submitted for a loan pre-approval before you make a vehicle selection.

  • Click HERE to get started on-line
  • Stop by a branch location to apply
  • Apply by phone by dialing 609.945.6200

*APR=Annual Percentage Rate. Monthly payment per $1,000 at 3.49% for a 60 month term is $18.00.  Monthly payment per $1,000 at 3.99% for a 60 month term is $18.41.  Loan decision, APR, terms of loan, year, make, model and loan to value of vehicle and/or amount borrowed are all subject to applicant credit worthiness. Must be a PFCU member in good standing and meet all lending requirements. Direct feposit of payroll and auto payment may be required.  Minimum loan amount of $5,000.  Existing loans at PFCU are not eligible.  1Interest accrues from the date the loan is funded.

Phone #: 609.945.6200  |  Routing #: 231278229  |  Connect with Us: Facebook

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