Dividend Rates

Truth in Savings Account Disclosure

Rates subject to change without prior notice.
Call for up to the minute details.
Effective 01/01/2010
*APY=Annual Percentage Yield.

Term Dividend Rate APY*
Checking Account
0.15% 0.15%
Regular Share Savings Account and Pay On Death Account
0.50% 0.50%
IRA Share Accounts
1.00% 1.00%
Share Certificate Minimum deposit $1,000
(a penalty will be imposed for early withdrawal**)
3 month 1.19% 1.20%
6 month 1.39% 1.40%
9 month 1.48% 1.50%
12 month 1.63% 1.65%
18 month 1.98% 2.00%
24 month 2.22% 2.25%
36 month 2.46% 2.50%
48 month 2.95% 3.00%
IRA Certificate Minimum deposit $1,000
(a penalty will be imposed for early withdrawal**)
3 month 1.19% 1.20%
6 month 1.39% 1.40%
9 month 1.48% 1.50%
12 month 1.63% 1.65%
18 month 1.98% 2.00%
24 month 2.22% 2.25%
36 month 2.46% 2.50%
48 month 2.95% 3.00%
Money Market Account
Less than $2,500.00 0.50% 0.50%
$2,500.00 - $9,999.99 1.00% 1.00%
$10,000.00 or more 1.25% 1.25%