|
Dividend
Rates
Rates
subject to change without prior notice.
Call for up to the minute details.
Effective 7/1/2008
*APY=Annual Percentage Yield.
|
 |
| Term |
Dividend
Rate |
APY* |
| Checking
Account |
|
0.75% |
0.75% |
| Regular Share Savings Account and Pay On Death Account |
| |
1.00% |
1.00% |
| IRA
Share Accounts |
|
1.50% |
1.5085% |
Share
Certificate Minimum
deposit $1,000
(a
penalty will be imposed for early withdrawal**) |
| 3
month |
2.9074% |
2.95% |
| 6
month |
2.9560% |
3.00% |
| 9
month |
3.0045% |
3.05% |
| 12
month |
3.0530% |
3.10% |
| 18
month |
3.1015% |
3.15% |
| 24
month |
3.1984% |
3.25% |
| 36
month |
3.3920% |
3.45% |
| 48
month |
3.4403% |
3.50% |
IRA
Certificate
Minimum
deposit $1,000
(a
penalty will be imposed for early withdrawal**) |
| 3
month |
2.9074% |
2.95% |
| 6
month |
2.9560% |
3.00% |
| 9
month |
3.0045% |
3.05% |
| 12
month |
3.0530% |
3.10% |
| 18
month |
3.1015% |
3.15% |
| 24
month |
3.1984% |
3.25% |
| 36
month |
3.3920% |
3.45% |
| 48
month |
3.4403% |
3.50% |
| Money Market Account |
| Less than $2,500.00 |
1.00% |
1.00% |
| $2,500.00 - $9,999.99 |
1.75% |
1.76% |
| $10,000.00 or more |
2.00% |
2.02% |
Truth
in Savings Disclosure
**For Share Certificates the penalty for early withdrawal is 90 days dividends or dividends year to date, which ever is the lesser of the two options. This penalty does not apply to an early withdrawal subsequent to the death of any owner. For IRA Share Certificates the penalty for early withdrawal is 90 days dividends or dividends year to date, which ever is the lesser of the two options. This penalty does not apply if the account is part of a qualified individual retirement withdrawal upon the participant's disability or attainment of not less than 59 ½ years of age.
