| Term |
Rate
|
Limit |
| Personal
Loan/Line of Credit |
| |
12.00%
APR |
$12,000 |
| On a Personal Loan the monthly payment per $1,000 at 12% for 60 months would be $22.25. |
 |
| New
Auto Loan - 100% Financing Available |
| 36
months |
5.99% APR |
100% of price |
|
48 months |
5.99% APR |
100% of price |
|
60 months |
5.99% APR |
100% of price |
|
72 months |
6.24%
APR |
100% of price |
| 84
months |
6.49%
APR |
100% of price |
| Deduct
.50% APR for 80% financing. |
Lien
must be recorded on Title and full insurance coverage required. Title will be
held in Credit Union office until loan is paid in full.
The monthly payment per $1,000 at 5.99% for 60 months would be $19.33. |
 |
| Used
Auto Loan - Up to 100% of the NADA retail value |
|
84 months maximum term |
6.74%
APR |
2006
model or newer |
|
72 months maximum term |
6.49%
APR |
2006
model or newer |
| 60
months maximum term |
5.99% APR |
2006
model or newer |
| 48
months maximum term |
5.99% APR |
2006
model or newer |
| 36
months maximum term |
5.99% APR |
2006
model or newer |
| 60
months maximum term |
6.74%
APR |
2005
model |
| 48
months maximum term |
6.99%
APR |
2003-2004
model |
| 36
months maximum term |
7.24%
APR |
2001-2002
model |
Lien
must be recorded on Title and full insurance coverage required. Title will be
held in Credit Union office until loan is paid in full. Amount determined from
NADA dealers Guide Retail Value.
The monthly payment per $1,000 at 5.99% for 60 months would be $19.33. |
 |
| Pledged
Shares |
1-36
months
|
current
share rate +2% |
|
| 37-60
months |
current
share rate +3% |
|
| |
| Pledged
Certificate |
| 1-48
months |
rate
of certificate +2% |
|
| Total
amount of loan must be secured by shares in account. |