Miscellaneous Fees & Charges
Effective 5/1/08

Description
Fee
Stop Payment Member Drafts
$15.00
Stop Payment Corporate Drafts
$25.00
Check Copy
$3.00
Statement Copy
$2.00
Account Research per hr.
$15.00
Overdraft Protection (Automatic transfer from existing PUFCU account)
$2.50
Certified Check
$3.00
Money Orders
$0.75
AMEX Travelers Checks
$1.00/Per Pack
AMEX Gift Checks
$2.50
Domestic Wire Transfer
$15.00
Foreign Wire Transfer
$30.00/$40.00**
ATM Card Replacement
$10.00
VISA Debit Replacement
$10.00
Account Status Letter
$5.00
Inactive Account
$1.00*
Bad Address
$3.00*
Return ACH
$25.00
Returned Deposited Item
$15.00
Return Check
$25.00
Bill Payer
FREE
Late Loan Payment
4%, min $10.00, max $75.00
Late Credit Card Payment
$10.00
Credit Card Over Limit
$10.00
Replacement Credit Card
$10.00
Canadian Item
$20.00
Other Foreign Item
$20.00

New International Transaction Fee for VISA Debit Card and Credit Card Holders
Currently a 1.0% fee is assessed only on international transactions when a currency conversion occurs. This fee is unchanged. Effective April 4, 2008, VISA also imposes a 0.8% fee on foreign transactions where a currency conversion is not performed.

*per mo. after 12 mo.
**performed electronically/by phone