Privacy Policy
Princeton
University Federal Credit Union
Policy Statement
Princeton University
Federal Credit Union (PUFCU) will fully comply with the provisions of both the
Gramm-Leach-Bliley Act and the NCUA Privacy Regulations. In doing so, PUFCU has
prepared a privacy policy, will provide privacy disclosures, and, where required,
give members the opportunity to opt-out of certain disclosures.
Objective
PUFCU is committed
to making available, financial products and services that will enable our members
to meet their financial needs and satisfy their financial goals. Protecting our
members' personal information and using it in a manner consistent with their expectations
is a high priority for everyone associated with our credit union.
Members of PUFCU
also have a responsibility to safeguard their own financial information.
Goals
To ensure that
our members can rely upon the quality of products and services we make available,
PUFCU stands behind the following privacy policy:
Information Collected
Our credit union
will collect only the personal information that is necessary to conduct our business.
That means just what is necessary to provide competitive financial products and
services - no more.
Safeguarding
Member Information
Our credit union
will protect your personal information. Our credit union will maintain strong
security controls to ensure that member information in our files and computers
is protected.
You will always
have access to your information. As a member of our credit union, you will always
have the opportunity to review your information and make necessary changes to
ensure that our records are complete and accurate.
Former Member Information
PUFCU will not
share non public information about members who have terminated their relationship
with the credit union, unless permitted or required by law to do so.
Annual privacy
notices will no longer be sent to those who have terminated their relationship
with PUFCU.
Information Disclosed to Third Parties
Our credit union
will only share information when absolutely necessary. We will only share information
to administer the products and services we provide, when required to do so by
the government, or when we partner with other businesses to offer a broader array
of products and services.
Our credit union
will partner only with businesses that follow strict confidentiality requirements.
The businesses we select will offer products designed to enhance our members'
economic well being. Under no circumstances will we authorize these firms to charge
your account without your express consent, and we will not sell member information
to telemarketing firms.
Opt-Out Clause
Our credit union
will offer you a choice in how your information is used. Any member of our credit
union may elect to keep their information from being shared with our business
partners. You may exercise your choice by contacting the credit union at (800)
456-5038 or (609) 945-6200 and we will take all reasonable steps to
make sure your requests are followed. At least once a year, we will remind all
members of your right to choose.