Share Savings Accounts

As a credit union member, your member-owner status is represented by the shares you save at Princeton University FCU. 

That's why we call your savings account a Regular Share Savings Account. You must open this account with an initial minimum deposit of $5.00, and maintain that balance to remain a member in good standing.

All Regular Share Accounts earn money from day-of-deposit to day-of-withdrawal. Based on the earnings of the credit union, dividends on share accounts are declared monthly and credited quarterly. Deposits can be made through Payroll Deduction to ensure savings growth. Your funds are insured by the NCUA.

A minimum amount of $5 must remain in your Primary Savings Account. Your account may be charged a service charge of $1.00 a month if there has been no activity for 1 year. Also, your account may be charged a "Bad Address" charge of $3.00 a month when the credit union receives returned mail for your account.

Truth In Savings Disclosure