VISA Credit Card

The Princeton University Federal Credit Union (PUFCU) VISA Credit Card is the card you can afford to use. It's perfect for bargain opportunities, everyday shopping, emergencies, and to track your vacation and business travel expenses. Accepted at the finest retail shops, airlines, car rentals, and hotels worldwide, it has all the special features and benefits you want for shopping and travel:

FIXED RATE OF 9.90% APR!

NO Annual Fee

NO Minimum Finance Charge

NO Transaction Fee On Purchases

Cash Advances At ATMs Worldwide

25 Day Interest-free Grace Period On Purchases

One Low Rate, No Risk, No Tricks!

Unlike other credit cards that offer limited time introductory rates, your credit union has the one LOW fixed rate you can count on. You don't have to worry about a sudden jump to a much higher rate or tricky "fine print" clauses that charge you "interest on interest." There's no risk or tricks with a PUFCU VISA Credit Card.

Pledged VISA Credit Card

Simply pledge your savings account equal to the credit limit on the credit card account. This is a great way to establish your credit history or re-establish your credit history due to problems in the past.

If you are an International Student seeking a credit card, a pledged VISA Credit Card is the perfection solution for you.

Important Information for Credit Card Holders

To help protect you against credit card fraud, we have enhanced our existing fraud security protection. Now, when a transaction on your card appears to fall outside of your usual spending pattern, an alert is created. A fraud analyst or automated voice system will then contact you at home or your office to verify whether you authorized this transaction which does not fit your historical card spending behavior. Part of the verification will be to ask you to confirm the last 4 digits of your Social Security number on file.

If we are not successful contacting you, a decision will be made on your behalf to block future transactions until you can be reached for confirmation. Therefore it is important that you provide us your most up to date phone numbers. In some instances you may be declined at the merchant if the activity is considered extremely suspicious. With a simple call to Customer Service at (800) 299-9842, we'll validate the transaction and allow you to continue shopping immediately. This is part of our continuing effort to provide you with the best protection available when using your credit card.

Disclosures

Read the VISA Credit Card Agreement before you apply online.

Credit Card Disclosure

Annual Percentage Rate	9.90% APR for Purchases, Cash Advances
Grace Period	Purchases - 25 days Cash Advances accrue interest from the date the advance is made
Method Of Computing the Balance	Average Daily Balance Method
Annual Fee	None
Minimum Finance Charge	None
Late Payment Fee	$10.00
Over Limit Fee	$10.00
Returned Check Fee	$25.00

Apply Online

Lost or Stolen Card? Call this number to report it: 800-299-9842

Click here to check out your credit card history online.

 
We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act.