Princeton Federal Credit Union - A Tradition of Financial Excellence - Loans


		VISA Credit Card 24/7 Access by Phone dial 800-299-9842 24/7 Online Account Access via ezcardinfo.com Lost or Stolen Visa Credit Card 800-299-9842 Lost or Stolen ATM or Visa Check Card 800-554-8969 The Princeton Federal Credit Union (PFCU) VISA Credit Card is the card you can afford to use. It's perfect for bargain opportunities, everyday shopping, emergencies, and to track your vacation and business travel expenses. Accepted at the finest retail shops, airlines, car rentals, and hotels worldwide, it has all the special features and benefits you FIXED RATE OF 9.90% APR! NO Annual Fee NO Minimum Finance Charge NO Transaction Fee On Purchases Cash Advances At ATMs Worldwide 25 Day Interest-free Grace Period On Purchases One Low Rate, No Risk, No Tricks! Unlike other credit cards that offer limited time introductory rates, your credit union has the one LOW fixed rate you can count on. You don't have to worry about a sudden jump to a much higher rate or tricky "fine print" clauses that charge you "interest on interest." There's no risk or tricks with a PFCU VISA Credit Card. Pledged VISA Credit Card Simply pledge your savings account equal to the credit limit on the credit card account. This is a great way to establish your credit history or re-establish your credit history due to problems in the past. If you are an International Student seeking a credit card, a pledged VISA Credit Card is the perfection solution for you. Verified by Visa Get an extra layer of security when you shop online. In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa, a FREE, easy-to-use service that confirms your identity with an extra password when you make an online transaction. CHARGEGARD Chargegard is an optional member-paid insurance coverage for your credit card. Financial setbacks can strike without warning. If you are not prepared, your financial security could suffer. Chargegard helps keep your credit card account in good standing. Protect yourself today with CHARGEGARD. If you lose your job involuntarily... Chargegard can make your minimum monthly payments until you return to work. If you become disabled... Chargegard can make your minimum monthly payments until your doctor says you are able to work. If you take unpaid, employer-approved leave of absence... Chargegard can make your minimum monthly payments until you return to work. In case of death... Chargegard can pay the outstanding balance on your account. You must complete an enrollment form for coverage. Thereafter, you will be billed monthly premium charges which can be viewed on your credit card statement each month. Enrollment forms are available at our branch locations. Important Information for Credit Card Holders To help protect you against credit card fraud, we have enhanced our existing fraud security protection. Now, when a transaction on your card appears to fall outside of your usual spending pattern, an alert is created. A fraud analyst or automated voice system will then contact you at home or your office to verify whether you authorized this transaction which does not fit your historical card spending behavior. Part of the verification will be to ask you to confirm the last 4 digits of your Social Security number on file. If we are not successful contacting you, a decision will be made on your behalf to block future transactions until you can be reached for confirmation. Therefore it is important that you provide us your most up to date phone numbers. In some instances you may be declined at the merchant if the activity is considered extremely suspicious. With a simple call to Customer Service at (800) 299-9842, we'll validate the transaction and allow you to continue shopping immediately. This is part of our continuing effort to provide you with the best protection available when using your credit card. Disclosures Read the VISA Credit Card Agreement and the Application and Solicitation Disclosure before you apply online. Apply Online Click here to check out your credit card history online. We do business in accordance with the Federal Housing Law and the Equal Credit Opportunity Act.

VISA Credit Card