You want a lot. You have personal goals, lifestyle goals, and you have dreams. And you want the freedom, the independence, and the responsibility to do it all on your own terms. At Princeton University Federal Credit Union you can make your own financial decisions, and start planning for your future. Our P-P.A.K. will help you manage your money where you are now, and where you want to go tomorrow.

Check out the Student P-P.A.K.!
A Princeton Federal Credit Union Student P-P.A.K. is a special package of our money-management services. In other words you get:

It's Easy To Join!
When you open a Princeton Federal Credit Union Share Savings Account, your "share" in Princeton University FCU, you are immediately eligible for all credit union benefits. Loans, too!

Complete your application, print, sign and return to the credit union at the address below with your initial $5.00 Share Savings Account deposit, proof of identification and a copy of your Princeton University Student ID. Incoming Freshmen may send a copy of their acceptance letter to Princeton.

Princeton Federal Credit Union
104 Carnegie Center, Suite 103
Princeton, NJ 08540

Tell your parents. Any family member can join too and have all the same benefits as you! The credit union does include domestic partners as "family members" as long as there is a current "domestic partnership agreement" in force.

About Credit Unions

So what's a credit union?
Princeton Federal Credit Union, like all credit unions, is a unique, not-for-profit, member-owned financial institution. That means it belongs to the people who use it, and operates only for the benefit of its members. We return excess earnings to our members by providing friendly and personal service, lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services.

Why should I join a credit union?
Consumer surveys consistently rate credit unions higher than banks in loan rates and customer service.

At PFCU we follow the creed, "People Helping People." That means you're not a faceless customer - you have a relationship with the credit union, and it's a long-term relationship, at that. We'll go the extra mile to help you with your needs, whether you need a small service like an available notary, or a larger service, like help getting a loan.

What about rates?
All credit unions routinely offer very good returns on investments and lower interest rates on loans than banks and other financial institutions.

Are the rates consistently good?
In bad years, banks tend to either raise loan interest rates or close shop altogether. PFCU relies on financial reserves to absorb unexpected losses, so members are protected when times get tough.

Are credit unions safe?
Yes. Credit unions are among the most secure financial institutions around. Every credit union is insured by the National Credit Union Share Insurance Fund (NCUSIF), which is administered by a federal government agency. No member of a federally insured credit union has ever lost even a penny of any insured savings.

If I join, how long am I a member?
This answer is simple. As long as you want. It doesn't matter where you end up living or working, you're a member for life.